Lincoln TrustLincoln Trust

Employer-Friendly Retirement Solutions

At LT Trust, our goal is to make it simple for you to provide a retirement plan that is easy for you to administer. You are not a 401(k) expert, nor should you have to be. When selecting LT Trust as your retirement plan provider, you can be confident that you are working with a partner that will do the heavy lifting, allowing you to focus on your business. Your time is precious, and we don’t want you to have to devote any more time than necessary overseeing your plan.

We Make It Easy

Here are just a few reasons how we make it easy for you:

• A dedicated conversion specialist will ensure your plan is established accurately and will keep you informed throughout the process
• Our online payroll contribution tool, the Data Validation Center, reviews all fields prior to submission and provides easy to understand error messages to ensure your employees’ funds will be invested timely
• Our relationship management team, with an average of 22 years of industry experience, is just a phone call or email away from answering any of your questions
• Our intuitive plan sponsor website provides you with 24/7 access to your plan data, including the ability to run a number of on demand reports
• Our quarterly reporting package will provide you with plan demographic information including a cash flow summary, balance by sources, and a list of participants who have not made affirmative investment elections
• Our commitment to operational excellence in transaction processing makes is less likely that you will receive phone calls from participants asking about the status of their contribution, loan, or distribution
• You will receive system generated emails the first time we are expecting a loan payment from a participant, when we haven’t received an expected loan payment, when a loan is nearing default, and in the extremely rare case that we haven’t received a contribution file or ACH
• Our annual census collection process (for compliance testing) simply asks you to validate the information you have supplied us over the course of the year, as opposed to giving you a blank spreadsheet and asking you to populate it

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WOULD YOU LIKE TO DISCUSS SETTING UP A LOW-COST, EASY TO MANAGE 401K PLAN THAT WILL TRULY BENEFIT YOUR EMPLOYEES?