Clients of LT Trust can select from over 24,000 mutual funds and 1000 ETFs to find the right mix of funds for your plan to give participants the best chance for retirement success. LT Trust has no proprietary funds and no product requirements, giving you the freedom of choice.
Due to arrangements with fund companies by LT Trust and our mutual fund platform provider, the universe of funds includes institutional share classes available with no minimums and funds not available to the general public, such as Dimensional Fund Advisors (DFA) funds.
In addition to all of the mutual funds and ETFs available, LT Trust also offers plans the flexibility to add managed models, self-directed brokerage accounts, a third-party bank deposit account currently paying 0.30%, and alternative assets.
LT Trust also has transparent fees that don’t change, regardless of which funds are selected. This allows you to easily see what you’re paying, and maintains your ability to choose the funds best for your plan. LT Trust rebates revenue-sharing and shareholder service fees from fund companies back to your plan so they can be used to offset plan expenses.
All of this adds up to freedom of choice for your plan and participants. More choices give you the tools to create the best plan possible.